Terms and Conditions

What these terms cover

These terms apply to anyone who reads this website, operated by Financial Advisor Matawan in Matawan, New Jersey. By using the site, you agree to them. If you do not agree, please stop using the site.

The site is informational. It describes our services, such as retirement planning, legacy planning and investment management, and gives you a phone number to reach us. There are no accounts, forms or online transactions here.

General information, not personal advice

Nothing on these pages is a recommendation to buy, sell or hold any investment, insurance policy or financial product. Articles and service descriptions speak in general terms and cannot account for your income, goals, tax position or family circumstances.

Advice that fits you comes only after we have talked, reviewed your situation and agreed in writing to work together. Until then, please treat what you read here as background.

Calling us

The phone is the only way to reach us through this site. A call to (732) 739-7013 lets us arrange an introductory meeting at our office or by phone or video. That call does not by itself create a client relationship or any obligation on either side.

When we set a meeting time, we aim to give you a realistic window and to tell you promptly if our schedule shifts. Please share only what you are comfortable discussing on a first call; account numbers and similar details can wait until we meet.

Accuracy and updates

We try to keep the content current and correct, but laws, tax rules and markets change. We may revise, add or remove pages at any time without notice, and we do not promise that every page reflects the latest rule on the day you read it. Past performance is never a promise of future results.

Use of our content

The text, layout and images on this site belong to us or are used with permission. You are welcome to read, print or share pages for your own personal use. Please do not copy, republish or sell the content without our written consent.

Limits of responsibility

The site is provided as it is. To the extent the law allows, we are not responsible for losses that come from relying on general website content, from temporary outages or from decisions made without speaking with us first.

Changes and governing law

We may update these terms from time to time, and the version posted here is the one in effect. These terms are governed by the laws of the State of New Jersey. If you have a question about them, you can reach us by phone at (732) 739-7013.